Florida is known for its daily life hustle and crowded roadways. The busy roads in Florida are not only congested with traffic, but the risks of accidents are also high. Auto crashes are very common in the state. The first thought that comes to mind is that of bodily injuries and damages. Not all auto accidents cause physical injuries. Now these accidents pose further complications. Generally, Florida law entitles auto accident victims to fair compensation for the losses they suffer. In non-injury cases, drivers often wonder whether they can still file a compensation claim with no physical injuries. The question perplexes the minds of the drivers immediately after an auto accident. The answer is – yes. You can pursue a compensation claim despite not having incurred any physical injuries in an auto accident.
The blog delves deeper into explaining your legal rights to you after you have been in a non-injury auto accident. Recovery options are available. Only you need a seasoned auto accident attorney by your side to walk through the legal maze with courage and confidence. Consult our expert legal team at Injury Assistance Law Firm for a better understanding of your case scenario.
Can You Sue for Mental Distress After An Auto Accident?
In some auto accident cases, victims may suffer severe emotional and psychological trauma without any bodily injury. One may develop trauma regarding further car driving on roadways. The victim faces several obstacles and challenges when filing a compensation claim for emotional distress without a physical injury.
The state law demands valid documents and solid proof of the mental health injury. In most cases, physical injuries accompany an emotional distress claim, though exceptional cases exist. Cases where the victim has sustained a deep psychological impact also come under consideration, but numbers are very low. This is termed a “negligent infliction of emotional distress” claim. After a similar car accident, you need an expert auto accident attorney at your back to prove the extent of emotional distress you have suffered.
Can You File A Personal Injury Claim Against Property Damages?
Another common question that pops up is whether an auto accident victim can claim only property damages without any physical injury. Yes, the victim can file a personal injury claim even without being physically injured in the accident. According to Florida Law, auto accident victims can pursue compensation for property damages, including their car or other personal belongings like electronic gadgets, pieces of jewellery, or any other items damaged or lost in the accident.
In most personal injury lawsuits, the primary focus is on the physical injuries. The property damage claim comes under a different segment. In most cases, the victim’s party talks to their insurance company or the liable party’s insurer to compensate them for the vehicle and other property damages. When the at-fault party or the insurance company doesn’t agree to settle the matter, the victim can file a lawsuit to claim full compensation for the damage.
Can You Recover Compensation for Loss of Income?
Even when an auto accident victim doesn’t suffer physical injuries, it can still disrupt their work life. Mental and emotional trauma, car repairs, and meetings with insurance companies may lead to missing workdays. According to Florida Law, an accident victim can claim the lost wages for those missed working days when the accident directly led to the situation.
If, unfortunately, you have been in a similar situation after an auto accident, the law requires you to present and submit documents and proof of the missed work days and how the auto accident directly resulted in the inability to work. Without records and evidence, it’s challenging to prove lost income. Contact our auto accident lawyers for solid legal backup. Our legal professionals assist you in building a strong accident case, presenting how the accident affected your job or business.
Can You File A Claim with Your Insurance Without Suffering Physical Injuries?
Even when an auto accident victim has not been injured in an accident, the first step is to claim compensation for loss of income, property damages, and emotional distress with your insurer. Florida is a no-fault state. The auto drivers have to file claims with their insurance company first, irrespective of who was at fault.
Property damage claims are different from personal injury claims. Drivers need to have property damage liability coverage, which pays for property or vehicle damage. The insurance company also covers additional damages, if the coverage allows.
When Should You Opt for A Lawsuit?
When the insurance company doesn’t agree to fair compensation, the victim’s party may take the case to court to reach the maximum settlement amount. Why should the victim go for a lawsuit?
- Low-ball settlement offer: When the insurance company’s offer doesn’t cover the victim’s damages and losses, a lawsuit helps pursue a fair settlement.
- Denied coverage: When your insurance claim is denied or delayed wrongfully, you have the right to file a lawsuit against the insurance company.
- Dispute over fault: In some accident cases, the liable party’s insurance company may deny the loss, which may complicate the case further. In such a situation, a lawsuit determines the fault.
Can the Victims Represent themselves in an Accident Claim?
After an accident, you can represent yourself in a compensation claim, which doesn’t include any physical injuries. You may also resolve the matter without having an attorney by your side in minor cases. If the case is complex and damages are heavy, the victim better consult an auto accident attorney to protect their personal injury rights.
A seasoned auto accident attorney helps the victims through the legal procedure, collects evidence, and negotiates with the insurance companies to increase the recovery amount. Your attorney can also help build a strong case, if required.
How Injury Assistance Law Firm Stands by You
If you have been in an auto accident, you can pursue compensation even when you have not sustained physical injuries. The losses include property damage, mental and emotional trauma, and other losses. At Injury Assistance Law Firm, our attorneys understand how destructive auto accidents can be and how they affect the victims even when physical injuries are not involved. Our auto accident lawyers are dedicated legal professionals who help auto accident victims navigate the legal process. We assist you in filing claims and pursuing compensation for emotional trauma and property damages. Connect with Injury Assistance Law Firm immediately after you have been in a no-injury auto accident. We protect your interests and pursue the recovery that the victim deserves.