Call for a consultation

321-234-2900

  • Monday - Friday: 9:00 a.m. - 5:00 p.m.
  • Weekends: Appointment Only

Legal News

Call for a consultation

321-234-2900

1 Nov

Why You Need Car Accident Attorneys Despite Having a Car Insurance

By Melissa Hidalgo

Car accidents impose significant physical, emotional and financial pressure upon affected individuals and their families. Severe injuries can cause loss of job, permanent mobility damage and physiological trauma. Although medical help is acquired, associated financial stress can cripple an individual socially and economically. 

Insurance companies offering auto insurance services allow victims of car accidents to obtain necessary financial help. However, significant challenges can arise when a claim is presented. 

Not all insurance companies will adequately assist you with your rightful compensation. In some instances, claimants are either completely deprived, partially deceived or ignored over a prolonged time. 

That’s when a Car Accident Attorney is needed for proper assistance. At Injury Assistance Law Firm, we can provide you with our best Orlando-based car accident attorney. With legal expertise and inclusive approaches, we ensure that you get to receive your rightful compensation. 

Check out this blog to learn why you need car accident attorneys despite having car insurance so that you can fight for your rights. 

Common Issues Arising During Auto-Insurance Claims 

In some cases, it depends on the reason it was denied. In other cases, your paperwork might need modifications. Or inadequate evidence was not provided, and as a result your auto-insurance claim was dismissed. Here are some common issues arising in auto-insurance claims: 

  • You did not provide copies or records of your injuries from car accidents. 
  • You delayed submitting your paperwork. 
  • You failed to sign the paperwork in the proper place. 
  • You were unable to provide any recorded statement that the insurance company might need from you. 
  • You got your car fixed by someone other than an approved car mechanic. 

As per the common issues mentioned above in auto-insurance claims, it might be difficult for victims and their families to navigate through the legal complexities. That’s when our best car accident lawyer in Orlando can help you secure your claim. Here’s how we can help. 

Some denials that will be difficult to resolve

Even though our car accident lawyers can help you with legal proceedings, some denials might be challenging to resolve. Here are the following issues you must know about:

  • Your insurance policy was not valid. 
  • The insurance company doesn’t believe that you were injured. 
  • The insurance company believes that you were at fault. 
  • You have a history of filing fraudulent insurance claims. 

4 Ways Car Accident Attorneys Can Help

  1. Acquire Car Accident Medical Records

Your medical records in car accidents are the primary evidence to propose your claim. Our car accident attorneys will analyze your injury and treatment details and appropriately present them. 

Sometimes, small hospitals and care units fail to store medical records of all patients. If your doctor fails to keep your records updated, the medical claims might get lost.

Our car accident lawyers will step in and repeatedly follow up on your behalf for medical records. Legal assistance can speed up the medical record handover process. 

  1. Correctly Present Car Accident Medical Records

Presenting your insurance claims is not all. But presenting in the right way to satisfy legal clauses if a settlement matters. Our Orlando-based car accident attorney will arrange each document and evidence as per available legal clauses. So that the insurance company can determine the authenticity of your claim. 

  1. Negotiate with Lien Holders 

If you have received benefits from a health, disability or workers’ compensation insurer, the insurer will have a lien on your claim. A lien holder will receive any payment before you leave any settlement or claim. 

Our experienced car accident lawyers will negotiate with lien holders to reduce the lien amount. Reducing the lien amount is not easy, but proper legal negotiation can offer a proper settlement. 

  1. Negotiate with Insurers and Defendants

Our best car accident lawyer in Orlando has extensive experience negotiating with insurers and defendants. While it is common for insurance companies to offer a lower settlement, proper negotiation can maximise the claiming process. Similarly, your documentation process will speed up and help you secure your insurance claim properly.

In Conclusion

Navigating through legal clauses is extremely difficult. However, filing legal claims with professional help can speed up your compensation claims. Car accident lawyers associated with Injury Assistance Law Firm will offer you expert support to negotiate with insurance companies. With appropriate documentation and report presentation, we will maximise your recovery amount and speed up the process to acquire compensation.